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A Leader in Auto Finance

Providing consumers with financing for new and used vehicles, helping them on the road to car ownership and financial well-being.

Pre-qualify with Drive®

Find the car that fits you! At Drive®, a Santander Company, you can get pre-qualified for cars in two minutes with no impact to your credit score. Get tips, calculators and resources at every step so you can go to the dealership with confidence. Find a car that fits your budget and let’s drive.

Get Pre-Qualified!

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Highly Regarded Company

Santander is honored to be recognized by Fortune magazine as one of the World’s Most Admired Companies. Santander was also included in Fortune’s ‘Change the World’ list in 2023 which recognizes 50 companies that are helping address some of society’s biggest challenges.

How Simple Interest Financing Works

Most customers with Santander Consumer USA have a simple interest loan known as a retail installment contract. Watch this short, informative video about how simple interest financing works and how we calculate your monthly payment.

Learning Center
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How to use an auto finance calculator: A step-by-step guide

It’s useful to know how to use an auto finance calculator when you plan to buy a car. Fortunately auto finance calculators are not that difficult to figure out.

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