RoadLoans.com® Launches Redesigned Web Site

RoadLoans.com | Car Loans Made Easy

Streamlined site features more tools for car buyers, including instant loan approval

[DALLAS, Texas - February 1, 2011] - Santander Consumer USA, a subsidiary of Banco Santander and owner of the RoadLoans.com brand, has launched its next-generation Web site. Designed around the online car shopper, the site features an abundance of online tools to help consumers make an informed decision when they purchase a car. RoadLoans.com is a leading Internet auto lending program that allows consumers to apply for and receive financing for new and used vehicles via the Web. RoadLoans specializes in financing customers with less-than-perfect credit.

In addition to prominently displaying RoadLoans' two key products - auto finance and auto refinance - the site (www.RoadLoans.com) features educational tools designed to help consumers better understand the car buying process. A customer can review articles on topics ranging from credit reports to properly valuing a trade vehicle; "build" a car virtually; and browse a library of car review videos for a variety of makes and models. Additional tools include a rate and monthly payment estimator, the RoadLoans blog, and a mobile application that allows a user to apply for financing right from their smart phone.

"Today's car shopper is more savvy and wants data and current information before they look for their vehicle," says Lana Johnson, vice president of loan originations for Santander Consumer USA. "The resources on the new RoadLoans.com can help consumers shop for a car with confidence, while also giving them the option of securing their financing online from RoadLoans before they visit a dealership."

RoadLoans.com allows consumers to apply for auto financing right from their computer or mobile device. Once an application is submitted, RoadLoans provides a loan decision within seconds immediately via its Web site portal. If the consumer is interested in buying a car, they are then matched with a RoadLoans preferred dealer located near the consumer's home address, which helps with vehicle selection and finalizing the loan documents. RoadLoans also offers an auto refinance product, including one with a cash-back option.

Consumers submitted more than a million online applications to RoadLoans in 2010.

Learn more about car loans or auto refinance or apply for a loan online at RoadLoans.com.

Get more information the RoadLoans mobile application.

Download the RoadLoans mobile application directly from the iTunes Store.

iPhone and iTunes are trademarks of Apple.

About Santander Consumer USA Inc.
Santander Consumer USA Inc., owner of the RoadLoans.com brand, is a leading company in the automotive finance sector, whose core business is indirect, direct and third-party originations and servicing of auto loans. The company has a serviced auto loan portfolio of more than $25 billion and relationships with nearly 13,000 dealer partners in the U.S. The company began originating loans in 1997 and is headquartered in Dallas.

Santander Consumer USA is a unit of Banco Santander (SAN.MC, STD.N, BNC.LN), the Spain-based retail and commercial bank with a presence in 10 main markets in Europe and the Americas. At the end of 2009, Santander was the largest bank in the euro zone by market capitalization and fourth in the world by profit, EUR 8.94 billion. Founded in 1857, Santander had EUR 1,245 billion in managed funds at the end of 2009. Santander has 92 million customers, 13,660 branches - more than any other international bank - and 170,000 employees.

Contact
Media Relations

Laurie Kight | Santander Consumer USA Inc.
lkight@santanderconsumerusa.com | (214) 237-3690

Banco Santander S.A. and Santander Consumer USA Inc. advise that this news release may contain representations regarding forecasts and estimates. Said forecasts and estimates may include, among others, remarks on the development of future business and future returns. Although these forecasts and estimates represent our opinions regarding future business expectations, perhaps certain risks, uncertainties and other relevant factors may lead the earnings to be materially different from what is expected. Included among these factors are (1) the situation of the market, macroeconomic factors, regulatory and government guidelines, (2) variations in domestic and international stock exchanges, exchange rates and interest rates, (3) competitive pressure, (4) technology developments, (5) changes in the financial position and credit standing of our customers, debtors or counterparts. The risk factors and other fundamental factors that we have stated could have an adverse effect on our business and on the performance and earnings described and contained in our past reports, or in those that we shall present in the future, including those filed with regulatory and supervisory entities, including the Securities Exchange Commission of the United States of America.