Used Car Loans

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Getting started with your used car loan - Apply Today!

Pre-owned cars and trucks can offer terrific value when it's time to purchase your next vehicle. Many dealerships offer late model, low mileage used cars that are fully reconditioned, look great and have a lifetime of miles ahead. Many used vehicles also qualify for vehicle service contracts, which can add peace of mind for unexpected repairs. 

Santander Consumer USA is one of the nation's leading finance providers for consumers who want to purchase a quality, used vehicle. We finance consumers across the credit spectrum, and work hard to ensure you find a car you want to drive with a payment that fits your budget. When it comes time to talk financing, ask your dealer to work with Santander or apply for Santander financing online. 

Apply for Your Used Car Today

Ask yourself the following questions:

  • Are you in the market to purchase a vehicle?
  • Do you have less than perfect credit?
  • Are you interested in a 2005 model year or newer with less than 90,000 miles?

If you answered yes to the three questions, here's how it works

Choose a vehicle that is a 2005 model year or newer, with less than 90,000 miles. Make sure that it is not a commercial, conversion or customized vehicle. The dealer will review your loan package and paperwork, and you leave with your new car or truck. It's that simple. Apply today to experience auto finance made easy!

Getting started with your used car loan

For many shoppers, a late-model, pre-owned vehicle is the key to getting a great car deal. Not only can you potentially get a bit more car for your money but you can generally find a vehicle that truly fits within your budget. Financing used cars and trucks are Santander Consumer USA's specialty, and we can help you purchase your next vehicle at more than 13,000 auto dealerships nationwide.

We finance a wide range of used cars and trucks -- even if you have less-than-perfect credit or have experienced bankruptcy or repossession. What's more, many of our dealers' used vehicles come with a manufacturer's warranty or the option to add a vehicle service contract to cover the costs of future vehicle repairs - and the cost can be rolled into your total loan amount. Today, you can buy a used car with confidence.

Ask your dealer to work with Santander and ask about our S-Guard vehicle service contract. Or, you can apply for your car loan before you shop through our direct lending Web site -

Since 1997, Santander Consumer USA has provided for financing for new and used vehicles. We look forward to helping you buy your next car or truck.